Deposit Rates


Certificate Rates

Share Certificates - Regular and IRA
TermAnnual Percentage YieldMinimum Opening Balance
6 month5.10%$1000
1 year5.20%$1000
18 month4.25%$1000
2 year4.00%$1000
3 year3.25%$1000
4 year3.25%$1000
5 year4.00%$1000
Effective - January 1, 2024
The National JACL Credit Union reserves the right to amend rates without notice. Each account holder agrees to the terms set forth herein and acknowledges that is is part of the membership and account agreement.

Money Market Rates

Average Daily Balance RangeAnnual Percentage Yield
$0-$4999.990.20%
$5000-$24,999.990.30%
$25,000-$49,999.990.40%
$50,000-$149,999.990.50%
$150,000+0.60%
Effective - January 1, 2024
The National JACL Credit Union reserves the right to amend rates without notice. Each account holder agrees to the terms set forth herein and acknowledges that is is part of the membership and account agreement.

Other Savings

Account TypeAnnual Percentage YieldMinimum Operning BalanceMinimum to Earn Dividend
IRA Accumulator0.30%$25$0
E-Tranz1.30%$25$1000*
Checking0.13%$25$500
Savings0.10%$25$50
Dividends paid on January 1, 2024 - Interest rates on "Share Savings" accounts are declared quarterly by the board of directors. Each account holder agrees to the terms set forth herein and acknowledges that is is part of the membership and account agreement.
* Restrictions apply