It’s Not Just About Price


Find a Car You Love!

Two cute young girls joy riding in a snow storm in their new car.

Price is important with every purchase but remember that the cheapest car is just that, the cheapest car. Life is short and driving a car you love is much more fun, may bring you some joy and making payments will be much less painful.

Borrowing money at the lowest rate is also not always the best option. The length of the loan is a bigger factor in the payment than the rate. It’s also nice to borrow from your credit union since we are generally more flexible with terms and we’re more understanding if you ever need to skip a payment or desire to refinance to lower your payment.

Incentive Options

Price versus value puzzle pieces fit together

In addition, we want your auto loan so badly that we allow you to pick from three incentives. 

Option #1 – We give you 1% Cash Back up to $500 if you finance with us directly. We’d rather pay you than the dealer!

Option #2 – We’ll lower your rate by 1.5% the first year of your loan (to as low as 1.99%).

Option #3 – We’ll beat a competitor’s rate by .10%**

Whatever it takes, we want your Auto Loan!

** To as low as 2.99% APR. Over excludes manufacture subsidized financing.

Summary

Remember that the cheapest car is just that, the cheapest car. Life is short and driving a car you love is much more fun, may bring you some joy and making payments will be much less painful.

Buy the car you love and finance it at the credit union that’ll love getting your loan. We offer the choice of 3 incentives for bringing us your loan.

  • 1% Cash Back up to $500.
  • 1.5% off the rate for the first year.
  • Beat a competitor by at least .10%.

See Details at jaclcu.com/its-not-just-about-price/