Home Loans – 1st and 2nd Mortgages – Home Equity Line of Credit
You paid for your house. Don’t pay to get your loan too!
Interest Rates Have Been Falling
Interest rates have recently been slowly coming down. This is good news and give you some options. For many of us, a home equity or a 2nd Mortgage is a good option to keep our low interest 1st Mortgage rate in place. For others, refinancing a the new lower rates may be the better option.
Values of homes have really increased over the past few years and is likely to be your most valuable asset. Too maintain your homes value don’t put off necessary repairs and upgrades. Too many people wait until it’s time to sell their home to make necessary improvements. Enjoy your home now!
Your credit union can help with any necessary improvements or repairs with a Home Equity Loan or Second Mortgage. There are many options including line of credit, fixed amount, variable or fixed rate. Call a loan officer to discuss your options.
Smart Alternatives – No Origination Fees
When financing or refinancing your dream home, consider National JACL Credit Union as a smart alternative to a traditional mortgage lender. The credit union has the option of financing your home “in-house,” which could save you closing costs, as well as give you a competitive interest rate.
In addition, let our loan officers review your mortgage company’s “good faith” estimate. It’s always good to have a trusted partner that you can rely on to give you sound “home loan” advice. If we can’t beat the deal, at least you’ve done your “due diligence” by getting a 2nd bid allowing you the “peace of mind” of getting a fair price.
1st Mortgage Choices
As a credit union, we offer “in-house short term mortgages” with terms up to 15 years with No Origination Fees. Call a loan officer today at 801-424-5225 or toll free at 1-800-544-8828 to see if we have a loan that can save you money.
Call a loan officer today.
