Signature and Other Consumer Loans


Affordable Interest Rates and Flexible Terms

At National JACL Credit Union we offer a variety of lending programs with affordable interest rates and flexible terms.

Our lending programs include:

Loan Rates button with red percentage icon

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Loan Rates

Loan Type*APR - As low as:Year of VehicleRate Type
New Auto - 36 month term5.14%2022-2024Fixed
New Auto - 60 month term5.64%2022-2024Fixed
Used Auto - 36 month term
5.14%2015-2021Fixed
Used Vehicle - 60
month term
5.64%2015-2021Fixed
EV Plug-in Auto discount0.35% Discount2021 or newerSome restrictions apply
Hybrid Auto Discount0.25% Discount2021 or newerSome restrictions apply
Unsecured/Signature Loan10.75%
VISA Premier9.90%No FeeFixed
VISA Platinum12.90%No FeeFixed
Savings Secured2.50%Fixed
Certificate SecuredCD rate + 2%Fixed
Overdraft Protection18.00%No FeeFixed
First Mortgage Call credit union for rates.Fixed
Second MortgageCall credit union for rates.Fixed
HELOCCall credit union for rates.Variable
Effective- 1/1/2024
* APR is Annual Percentage Rate. These rates are our best rates. Your rate may be higher depending on credit history and underwriting criteria. The National JACL Credit Union reserves the right to amend rates without notice. Each account holder agrees to the terms set forth herein and acknowledges that it is part of the Loanliner and Membership and Account Agreement. The National JACL Credit Union does business in accordance with federal fair housing law and the Equal Credit Opportunity Act.