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National JACL Credit Union Services & Rates Available to Members:
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Auto Loans
New and Used Cars - As low as 4.50% APR |
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Other Loan Rates
Personal Loans - As low as 10.50% APR
Share Secured Loans - 3.50% APR*
CD Secured (dollar for dollar on deposit financing) - 2% APR above CD rate
Overdraft Protection Loan - 18.00% APR
1st Mortgages – call Credit Union for rates
2nd Mortgages – call Credit Union for rates
HELOC’s – call Credit Union for rates
VISA-
Classic Card 12.90%
APR,
25 day grace, no annual fee
Platinum Card 9.90%
APR,
25 day grace, no annual fee
(Earn points for travel or merchandise.) Click here for application.
*Borrow up
to the amount in your share savings accounts at National JACL Credit
Union.
Call (801) 424-5225/1-800-544-8828 or
Email for
additional details and applications for loans.
Rates subject to change without notice. |
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Term Share and IRA Certificate Rates
Effective - July 1, 2008
| Term |
APY* |
| 6 Months |
2.75% |
| 12 Month |
2.85% |
| 18 Month |
2.95% |
| 24 Month |
3.25% |
| 36 Month |
3.35% |
| 48 Month |
3.40% |
| 60+ |
4.00% |
The minimum deposit is $1,000.00.
Penalty applies for early withdrawal.
** Note - All rates subject to change without notice.
Interest on certificates may be paid monthly, quarterly, or at maturity.
*ANNUAL PERCENTAGE YIELD |
Share (Savings) Rates
Effective - April 1, 2008
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Type of Account |
APY* |
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Share Savings |
.50% |
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Checking |
.75% |
| IRA |
.75% |
Savings minimum opening deposit is $50.00.
Checking minimum opening deposit is $25.00, no minimum balance required after interest paid on $500.00 or greater.
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Money Market Account
Interest Rates
Effecitve - July 1, 2008
| Balances at least |
but not more than |
APY* |
| $0 |
$4,999.99 |
.75% |
| $5,000.00 |
$24,999.99 |
1.75% |
| $25,000.00 |
$49,999.99 |
2.25% |
| $50,000.00 |
$149,999.99 |
2.75% |
| $150,000.00+ |
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4.00% |
*ANNUAL PERCENTAGE YIELD
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| Federally insured
savings to $100,000 by NCUA.
Multi-Purpose Loans
IRA Retirement Accounts
Auto pricing & Kelley
Blue Book information
Notary
Public Service / Travelers Checks
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National JACL Credit Union
3776 S. Highland Dr., Salt Lake City, Utah 84106
P.O. Box 526178, Salt Lake City, Utah 84152
801-424-JACL (5225) / 800-544-8828 / Fax: 801-424-5220
Teller: 801-424-5222
E-Mail: jaclcu@jaclcu.com
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