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FAQs

How can I join the National JACL Credit Union?

Write or call us at 800-544-8828 or 801-424-5225 and we will send you the necessary forms. It may be necessary to join your local JACL chapter. Visit www.jacl.org for details.

Are credit union savings accounts safe?

Yes, each account is insured up to $250,000 by the NCUA, a federal agency of the U.S. government. It is similar to FDIC insurance for banks.

How do our loan rates compare with other institutions?

The credit union rates are very competitive. Rates are constantly changing and can vary widely. View our current rates now.

Can I have more than one loan at a time?

Members may carry several loans concurrently; however, the total of all loans may not exceed $100,000 plus share amounts.

How fast can a loan be made?

Once the credit union has the approved loan application in hand, it is often possible to have the loan completed the same day.apply online now.

Are there hidden charges on a credit union loan?

No, the interest rate charged covers all costs of preparing the loan. Loans are simple interest with no pre-payment penalty.

Can someone else sign with me for a loan?

Yes, this is a co-signer loan. It is used to increase borrowing power and to provide added security. Remember, co-signers are responsible for the loan in case of default.

What kinds of insurance are available from the credit union?

The following insurance is available for a nominal charge:
Accidental death and dismemberment / Cancer and intensive care / Credit disability / Credit life